Flaherty and Crumrine Incorporated

<body bgcolor="#FFFFFF" background="Images/Fireworks/testbackground.gif"> <table width="600" border="0"> <tr> <td> <p>If your browser is not Frames Capable, you can view our website by <a href="nfdefault.htm">clicking here</a>. However, we strongly recommend that you upgrade your browser to a Frames Capable version by choosing a link below.</p> <p align="center"><font color="#FFFFFF"><a href="http://www.microsoft.com/windows/ie/" target="_blank"><img src="Images/Fireworks/internet_explorer_logo.gif" width="110" height="31" border="0" alt="Download Internet Explorer"></a></font>     <font color="#FFFFFF"><a href="http://www.netscape.com/computing/download/" target="_blank"><img src="Images/Fireworks/netscape_logo.gif" width="90" height="29" border="0" alt="Download Netscape"></a></font></p> </td> </tr> </table> </body>